Installments
Why Wait? Pay with Affirm and enjoy NOW
When inspiration strikes, say yes with confidence— Installment payments provide customers with the flexibility to manage larger purchases through pay-over-time options.
Pay over time with Affirm
With Affirm, customers can select repayment plans that range from 3 up to 60 months, catering to orders up to $25,000.
Pay over 3, 6, 12 months with rates from 0% APR or 10%-36% APR
On a $7,000 purchase, you may pay $631.80 for 12 months with a 15% APR.
1. Fill your cart
When you’re done shopping, select Affirm at checkout.
2. Choose how you pay
Enter a few pieces of info for a real-time decision.
Pay over time
Installments from 3, 6, 12, and up to 60 Months. Option to offer interest-free or simple interest.
On a $7,000 purchase, you may pay $631.80 for 12 months with a 15% APR.
Just select affirm at checkout
Buy with confidence
When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay a hidden fee—or any fee, for that matter.
Transparent
Affirm tells you up front the total amount you'll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you.
Fair
Affirm won't charge you late fees or penalties of any kind, ever.
Rates from 0%-36% APR based on credit, and is sublect to an eligibilty check. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders.
CA Residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.
Options depend on your purchase amount, and a down payment may be required. See affirm.com licenses for important info on state licenses and notifications.
FAQs
Can I payoff my purchase early?
Yes, there’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the stores.
Does checking my eligibility affect my credit?
No, your credit score won’t be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility).When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.